Legal Options After a Motorcycle Accident in Madison

Motorcycle accidents are devastating, leaving victims with severe injuries, medical bills, and emotional trauma. It’s important to understand the legal options available for a motorcycle accident victim in Madison, Alabama, and how an experienced Madison motorcycle accident attorney can help protect your rights.

Alabama Follows Pure Contributory Negligence System

Alabama operates under a legal doctrine known as pure contributory negligence, which has significant implications for determining liability and pursuing legal options. The pure contributory negligence rule bars plaintiffs from damage recovery if they are found even slightly at fault for an accident.

Under this strict standard, if the plaintiff’s actions contributed in any way, regardless of the degree, they are completely barred from compensation.

This differs from comparative negligence systems where the fault is apportioned, allowing recovery even if the plaintiff is partially at fault. Alabama’s rule poses significant challenges for plaintiffs seeking compensation, emphasizing the importance of thorough legal representation and evidence to overcome potential contributory negligence defenses.

However, with the help of an experienced Madison motorcycle accident attorney like Attorney April Collins, you can confidently navigate the complex legal landscape. Most often, there are two legal options to pursue.

Legal Option 1: File an Insurance Claim

Pursuing an insurance claim requires proving the at-fault driver’s negligence. Motorcycle accident victims must file a claim with the negligent driver’s insurance company, seeking compensation for personal injuries and property damage.

Furthermore, gathering evidence to support your claim is crucial. This may include accident scene photographs, the police report, eyewitness statements, expert testimony, medical bills documenting your injuries, pay stubs to prove lost income, and receipts for vehicle repairs.

Due to Alabama’s pure contributory negligence rule, wherein even a slight degree of fault on the victim’s part can bar them from recovery, seeking legal representation is highly recommended. When you work with Collins Law, our experienced Madison motorcycle accident attorney can assist you through the insurance claim process and ensure you have the evidence necessary to counter any attempts to assign fault to you.

Once you have gathered sufficient evidence, it’s time to file the insurance claim. This involves submitting a detailed claim to the negligent driver’s insurance company, outlining the facts of the accident, the extent of your injuries, and the damages you’ve incurred.

After filing the claim, the insurance company may attempt to minimize payouts, so having legal representation can help ensure you receive fair compensation.

Legal Option 2: File a Personal Injury Lawsuit 

If negotiations with insurance companies fail to yield a fair settlement, motorcycle accident victims can pursue legal action through a personal injury lawsuit. By filing a lawsuit against the at-fault party, victims can seek compensation for a broader range of damages, including economic losses (medical bills, lost wages) and non-economic damages (pain and suffering, emotional distress). Personal injury lawsuits allow victims to present their case before a court and seek a judgment that holds the negligent party accountable.

Contact a Madison Motorcycle Accident Attorney at Collins Law

For more information or a case consultation, contact our experienced Madison motorcycle accident attorney. Let us evaluate your case and discuss your legal options. At Collins Law, we’ll stand by your side and fight for fair compensation.